| DID YOU KNOW |  |
| Did you know you can increase your children’s visibility (and safety) at night? | |
| Add some reflective tape to their bicycles, jackets, helmets, Halloween costumes, and skateboards. It’s simple and cheap, and they’ll be spotted more easily by drivers. | |
Getting life insurance before 40 is more common than you think—and it can be a smart choice for many people.
Make sure your family understands these life insurance mistakes and how to avoid them.
Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.